Working capital loans for your business
Up to ₦50M based on your transaction history — no collateral, no lengthy applications. Just the capital you need to grow.
Join the waitlist
How it will work
A simple path from activity to funding
Build history
Use Numero for 3+ months to establish your transaction history.
Get an offer
We'll calculate your loan eligibility based on your activity.
Get funded
Accept your offer and receive funds within 24 hours.
Why businesses switch to Numero
International fee
Flat $30
1–5% + fees
Processing
Same day*
3–7 days
Local fee
₦40
₦50+
Integration
Modern API
Manual / legacy
*Same-day for transactions before 2 PM WAT
Built for growing businesses
Local rails, international payouts, collections, and cards—unified behind one API.
No collateral required
Your Numero transaction history is your credit score.
Fast approval
Get approved in as little as 24 hours.
Flexible repayment
Terms that align with your business cash flow.
Competitive rates
Better rates than traditional banks.
*Same-day for transfers initiated before 2 PM WAT